TMC Personal Finance - Any purpose: Purchase, refinance, development, capital raising, auction finance

Personal Finance

Our highly personalised service allows our Financial Planner to create a deep relationship with you, building you a financial plan that is specifically designed to meet your needs....

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TMC Commercial Finance - Financial Clean-Up

Commercial Finance

Finance is available for business purchase, expansion and refinance. It can also help with partnership buyouts, property development, acquisitions and development...

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TMC Corporate Finance - Cash Flow Planning

Corporate Finance

TMC can assist with finance for the purchase of an entire range of businesses. We have negotiated keen rates of interest with our leading principals for these larger loans...

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TMC Finance

About Us

We are regarded as industry leaders in the financial consultancy sectors... focused solely on delivering quality, experience and superb value.

As a small practice we are able to offer the best financial solutions at the most cost effective pricing. We pride ourselves on providing high quality work whilst having one of the lowest fee scales compared to other practices.

TMC was established in 1988 with the sole purpose of arranging finance for individuals and companies wishing to purchase or expand their business at attractive rates. We have established close working relationships with all the major lenders.

We started small and experienced the same problems confronting small business today. This has given us the unique understanding of both the requirements of the individuals wishing to set up or develop their own business plus addressing the needs of growing companies.

We have the knowledge and skill to enable us to deal with a wide range of proposals and will provide a fast, friendly, flexible, and reliable service.

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• Assess your present financial situation
• Advise on the best route to raise finance on your behalf
• Locate the most correct and positive lender
• Negotiate the best possible terms
• Ensure that funding proceeds to completion

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Experienced Team

Our Approach

Our aim is to be able to offer finance to the local business community in the most cost effective and efficient way.

We pride ourselves on providing our customers with a bespoke service which is tailored around the varying needs of our customers, this involves working at the times that suit our customers best including evenings and weekends.

95%

Successful client applications
over 40 years.


We specialise in arranging finance for complex and distressed situations, where traditional lenders may be unable or unwilling to assist. Whether it’s a time-sensitive bridging requirement, a distressed buy-to-let portfolio, or a challenging commercial asset, we work with a wide panel of specialist lenders to structure solutions for even the most difficult cases. This includes scenarios such as adverse credit, urgent refinancing, auction purchases, or properties requiring significant improvement. Our expertise allows us to look beyond standard criteria and focus on the strength of the opportunity, ensuring clients can still access funding when it matters most.


TMC

Mortgage / Finance Calculator

Use the Calculator below as a guide for working out how much your monthly loan repayments could be.

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An Agreement in Principle for a mortgage...

Before applying for a mortgage you may need a Decision in Principle (DIP), which gives an indication as to how much you could borrow from us.

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News and Articles

TMC Development Finance

| 341 Comments | Phillipe Adshead

TMC Development Finance

Finance available for Commercial development & Residential development (new build, conversions, extensions)...Loans £100.000 - £5 million

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| 908 Comments | Phillipe Adshead

How to Grow your Business

Loans from £25,000 to £5 Million...Bridging Finance for Residential and Commercial Property Development, Investment Properties, Leisure & Medical Practices, Retail Premises

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