What is commercial bridging finance?

Commercial bridging finance is a short-term loan used to provide fast funding for property purchases, auctions or temporary cash flow gaps.

How quickly can bridging finance be arranged?

Bridging finance can often be arranged within days, making it ideal for time-sensitive transactions such as auction purchases.

What are typical bridging loan terms?

Bridging loans are usually short-term, typically lasting between a few months and up to 24 months depending on the agreement.

Commercial Bridging Finance UK | Fast Short-Term Property Loans

We offer fast, short-term finance solutions designed to help clients act quickly on opportunities, whether purchasing property, refinancing, or resolving time-sensitive transactions.

Bridging finance is ideal where speed and flexibility are critical, with funds often available in a matter of days.

Key Features

Fast completions (often within days)
Flexible repayment structures (rolled-up, retained or serviced interest
Suitable for purchases, refurbishments, re-bridge, bridge to let and refurb to let

Typical Terms

Term length: 1 – 12 months (up to 24 months in some cases)
LTV: Up to 75–80%
Repayment: Usually interest-only with capital repaid at exit

Current Market Rates (2026)

Typically – 0.5% – 1.5% per month
Prime cases from around 0.5% – 0.8% per month
Higher-risk deals up to 1.25% – 1.5% per month (Rates are indicative and subject to status)

Bridging finance is ideal where speed and flexibility are critical, with funds often available in a matter of days.

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An Agreement in Principle...

Before applying for a loan you may need a Decision in Principle (DIP), which gives an indication as to how much you could borrow from us.

0845 370 0052 Start A Decision in Principle (DIP) >>

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