Unsecured Business Loans

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At TMC Finance, we provide fast, flexible unsecured business loans designed to help UK businesses grow, manage cash flow, and seize new opportunities — without the need to secure the loan against property or assets.

What is an Unsecured Business Loan?

An unsecured business loan allows you to borrow funds without putting forward collateral such as property or equipment. This makes it a popular option for businesses looking for quick access to funding with minimal risk to assets.

How Much Can You Borrow?

We offer flexible funding solutions tailored to your business needs:

  • Loan amounts from £1,000 up to £500,000+
  • Funding based on your business performance and affordability
  • Suitable for both small businesses and established companies

Flexible Repayment Terms

We understand every business is different, which is why we offer:

  • Terms from 3 months up to 60 months
  • Weekly or monthly repayment options
  • Early repayment options available (subject to agreement)

Interest Rates & Costs

  • Competitive rates tailored to your business profile
  • Fixed or variable options available
  • Clear and transparent pricing with no hidden fees

Key Features

  • No property or asset security required
  • Fast decisions – often within 24 hours
  • Funds available quickly once approved
  • Flexible use of funds (stock, expansion, VAT, cash flow)
  • Simple application process
Bridging finance is ideal where speed and flexibility are critical, with funds often available in a matter of days.

Are you looking for

An Agreement in Principle...

Before applying for a loan you may need a Decision in Principle (DIP), which gives an indication as to how much you could borrow from us.

Phone 0845 370 0052 Start A Decision in Principle (DIP) >>

Finance Calculator

Use the Calculator below as a guide for working out how much your monthly loan repayments could be.